Hammett Technologies


How To Lock Your Credit

Monitor your credit for any unauthorized activity.

Credit Freeze vs. Lock: What’s the Difference?

Credits to: IDSTRONG

Welcome to our Credit Lock service, your ultimate solution to fortify your financial security against the rising threat of identity theft. In today’s digital age, safeguarding your personal information is more critical than ever. With Credit Lock, you gain peace of mind knowing that your credit report is shielded from unauthorized access, minimizing the risk of fraudulent activity.

Why Choose Credit Lock?

    1. Comprehensive Protection: Credit Lock provides a robust defense mechanism against identity theft by restricting access to your credit report. This proactive measure acts as a barrier, preventing fraudsters from opening new accounts or loans in your name without your consent.
    2. Easy to Implement: Our user-friendly platform makes it simple to initiate and manage your credit lock. With just a few clicks, you can activate, deactivate, or temporarily lift the freeze as needed, giving you full control over your financial security.
    3. No Impact on Credit Score: Rest assured that locking your credit will not impact your credit score or existing accounts. It’s a preventive measure that offers maximum protection without any adverse effects on your financial health.
    4. Customizable Security: Tailor your credit lock preferences to suit your specific requirements. Whether you’re seeking a temporary freeze for a short duration or a long-term safeguard, our flexible options ensure that you’re always in command of your credit profile.

How Credit Lock Works:

    1. Initiate Freeze: Begin by contacting the major credit bureaus—Equifax, Experian, and TransUnion—to request a credit freeze. You’ll receive a unique PIN or password for each bureau, which serves as your key to unlock or lock your credit.
    2. Secure Management: Utilize our intuitive platform to manage your credit lock effortlessly. Access your account anytime, anywhere, and make adjustments to your freeze status with ease.
    3. Temporary Lifts: Need to apply for new credit? No problem. Simply temporarily lift the freeze using your assigned PIN or password. Once your transaction is complete, the freeze automatically reinstates for added security.
    4. Permanent Removal: Should you decide to permanently remove the credit freeze, our support team is readily available to assist you through the process. We’re committed to delivering a seamless experience tailored to your needs

Don’t wait until you become a victim of identity theft to take action. Secure your finances today with Credit Lock and enjoy unparalleled peace of mind knowing that your credit report is shielded from unauthorized access. Take control of your financial future and safeguard what matters most.